SmartMetals® Account Options

An Account for Everyone

To ensure we meet all of your investing needs, we offer a wide variety of SmartMetals account types.

For Individuals:
  • Individual
  • Joint Ownership (Tenants in Common or with Rights of Survivorship)
  • Trust
  • IRA (Traditional, Roth, SEP or SIMPLE)
  • Universal Transfer to Minors (UTMA)
For Businesses:
  • Corporate
  • Limited Liability Corporation (LLC)
  • Sole proprietorship
  • Partnership

Our two most asked-about accounts are the IRA and UTMA. Here is a breakdown of each:

Precious Metals IRA

The Hard Assets Alliance, in conjunction with the Entrust Group, provides a means to invest in gold, silver, platinum, and palladium while enjoying the tax advantages of an IRA. A fully integrated precious metals IRA program, our IRA combines the purchasing power and storage options of the Alliance with the custodial services of Entrust to ensure you purchase only approved precious metals for your IRA.

  • Easy to Open One simple application covers the custodial account, precious metals account, and approved storage options.
  • Easy to Invest This is a simple and convenient way to buy and hold approved precious metals for storage in your IRA. Make annual contributions, roll over funds from existing IRAs, or take distributions in the form of cash or precious metal—and do it all, easily, online.

Storage with our Precious Metals IRA is available in New York, Salt Lake City, and Zurich*

Get full details on the Hard Assets Alliance IRA here.

*Storage in Zurich for Precious Metals IRAs is limited to 1-oz American Gold Eagles only.


The Uniform Transfers to Minors Act (UTMA) account allows you to give the gift of precious metals to your children, grandchildren, and other minors. Contributions of up to $14,000 per year are exempt from the gift tax. The donor serves as the custodian of the gift until the minor reaches the legal age of majority (this varies from state to state, but is typically 18 or 21).

Any of the precious metal coins and bars we offer can be held in an UTMA account, so you have the flexibility to purchase the precious metals products of your choice. Storage is available at any of our US or international vaults through our agreements with Brink’s, Loomis, and Malca Amit.

*Storage in Zurich for Precious Metals IRAs is limited to 1-oz American Gold Eagles only.

Getting Started

Setting up your Hard Assets Alliance account is simple and straightforward. If you’re ready to get started, you can set up your account today with one simple online application.

All it takes is:

  • 5-10 minutes to complete and submit your online application
  • No more than 2 business days (usually much less) for your account to be approved

A precious metals specialist will review your application and contact you via email within 48 hours when your account is approved. After that, you’re all set to fund your account and begin buying and selling at your convenience.

Open An Account

Get your free SmartMetals® action kit
SmartMetals Action Kit

An in-depth look at investors' many options in buying, selling, and storing Precious metals including answers to all your questions about Hard Assets Alliance.

Your email address is safe with us. We will never rent or sell it to anyone. Period. Read our Terms of Use.

Common Questions

Need Assistance?

  • Phone 877-727-7387 (toll-free) | 1-602-626-3022
  • Web
  • Location 673 South Main Street | PO Box 1423 Stowe, VT 05672 | USA