It’s hard to have peace of mind about retirement if your savings are tied up in traditional investments. Our IRA makes it easy to diversify your nest egg with the security of physical precious metals.
The Hard Assets Alliance offers the first fully integrated IRA program. No more sourcing a dealer, a custodian, and a storage facility, then filling out multiple forms and waiting weeks to purchase metals.
All it takes is a few minutes to complete one simple application and you’ll be set up with an online custodial account, an ultra-secure purchasing platform, and secure storage for your metal in the US or Switzerland. Application approval takes no more than 48 hours—typically much less.
Our Precious Metals IRA is a self-directed retirement account. Because you control the investment decisions in the IRA, you—not your plan’s custodian—determine your asset mix. Our IRA makes it easy to invest in your choice of approved gold, silver, platinum, and palladium products. You can trade to your heart’s content without ever needing to report transactions.
Not all metals qualify for ownership in an IRA, so we make the purchasing process foolproof. Our system only displays approved metals to eliminate any chance of inadvertently purchasing bars or coins inappropriate for ownership in an IRA.
Until recently, setting up offshore storage required a significant amount of time and paperwork. With the Hard Assets Alliance, there’s none of that hassle—you can have your IRA hold gold offshore with the very same ease as a domestic IRA.
We offer storage in Zurich for 1-oz American Gold Eagle coins. Because these coins are legal tender, they can be held offshore in a Hard Assets Alliance IRA without any of the hassles that traditionally accompany offshore storage for your IRA gold.
Getting started with your Precious Metals IRA is as easy and convenient as investing in stocks, ETFs, or making a simple online purchase.
To open a Precious Metals IRA, complete our simple and secure application and select IRA as the account type. We offer Traditional, Roth, SEP, and SIMPLE IRAs for your convenience.
The application takes ten minutes or less to complete and your approved application will simultaneously establish an account with the custodian and a SmartMetals ® purchasing and storage account.
Once your account is open, The Entrust Group, a well-known IRA custodian, will provide the required administration and hold your funds in trust for you. If additional information is required to open your account, one of The Entrust Group’s customer service representatives will contact you. Please note that SEP and SIMPLE IRA applications will always require additional information.
You can open as many IRAs as you choose, but your total annual contribution limit remains the same regardless of how many plans you have. When your application is approved you’ll receive an email with funding instructions for your SmartMetals account.
You can add funds to your account by ACH, bank wire, or check. There is no minimum deposit required to establish your Precious Metals IRA, and you can add funds over time until you have accumulated enough to make a purchase. There are also no minimum purchase requirements, which gives you the freedom to choose the quantity of precious metals that best suits your needs and your budget.
If you have an existing IRA or 401k/403b, these retirement plans can be converted into a Precious Metals IRA. A transfer or rollover are the two simplest ways to diversify a portion of your retirement dollars into precious metals—without any tax penalties. Converting funds usually takes one to two weeks.
Due to restrictions on qualified assets, a direct transfer of funds between your Hard Assets Alliance non-IRA and IRA accounts is not possible. IRA regulations require that your funds and metals be held for you by the custodian. To remain in compliance, all funding must go directly through Entrust.
An IRA contribution can be made by withdrawing funds from your existing Hard Assets Alliance account and depositing them with Entrust, who will notify the Alliance when your deposit is received. Funds are available for trading the following day.
With every transaction, you can choose to store your metal in New York City, Salt Lake City, or Zurich. Our vaults are run by the world's most recognized security professionals and house gold for international banks, governments, and others who require absolute security and complete auditability—just like we do.
You may take delivery of your precious metals at any time, but be aware that delivery is considered a distribution and may trigger tax consequences. You should consult with your tax advisor prior to requesting a delivery.
Entrust charges a one-time $25 account-opening fee and a $100 per-year account-maintenance fee. All metals prices and storage fees are the same as our standard competitive prices offered by the Alliance.
Ready to risk-proof your retirement? Take a few minutes to complete our online application and say hello to the security of a Precious Metals IRA.
Learn everything you need to know about diversifying your retirement investments with precious metals, and how to get started today.
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