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Insure Your Retirement with a Gold IRA

Why open an IRA backed by gold and precious metals?

An IRA invested entirely in stocks, bonds, and mutual funds is putting your retirement at risk.

Economic turmoil, volatile stock markets, and weakening currencies are driving investors to safeguard their portfolios with the ultimate crisis and volatility hedge—physical precious metals.

Adding gold and precious metals to your retirement portfolio allows you to gain control over your retirement by:

  1. reducing volatility and risk in your retirement portfolio;
  2. preserving your purchasing power to safeguard your standard of living;
  3. adding a safe-haven investment to your holdings—likely to gain value in times of economic uncertainty; and
  4. owning the real hard asset, in the form of physical metal, rather than a piece of paper.

Think of gold and precious metals as the ultimate retirement insurance policy.

The Hard Assets Alliance offers a means to invest in gold, silver, platinum, and palladium while enjoying all of the tax advantages of an IRA. This allows you to diversify your retirement savings into the security of physical precious metals, expanding your options beyond traditional investments.

A wide choice of bullion products, worldwide storage options, low prices, complete liquidity, total security, limited reporting requirements, and access to our 24-hour buying and selling platform make a SmartMetals® account with the Hard Assets Alliance simply the best choice for securing your financial future.


How a precious metals IRA works

A precious metals IRA is a self-directed retirement account that holds precious metals. While most IRA plans do not allow you to add physical precious metals to your holdings, a self-directed precious metals IRA gives you the freedom to invest in your choice of IRA-approved gold, silver, platinum, and/or palladium products.

Because you control the investment decisions in a precious metals IRA, you—and not your plan’s custodian—determine your asset mix. Diversifying your retirement savings into physical precious metals through a self-directed precious metals IRA allows you to move away from holding only traditional paper assets and be more active over the degree of risk placed on your retirement savings.

The Hard Assets Alliance makes investing in precious metals easy! By bringing together in one simple application all the components required for a precious metal IRA, we can help you secure your retirement—quickly and easily.

To get answers to any and all of your questions, please give us a call at 877-727-7387. We’ll be happy to walk you through the details and discuss your precious metals IRA options.

toll free: 877-727-7387
email: support@hardassetsalliance.com


The Evolution of the Precious Metals IRA

The First Fully Integrated IRA

The Hard Assets Alliance brings clients the first fully integrated IRA program, combining:

  • an online custodial account
  • storage (in the US or Switzerland), and
  • an ultra-secure purchasing platform

... all into one seamless and very intuitive application process.

By bringing the custodial services of The Entrust Group into our online application process, you are now able to fill out one simple application which covers your custodial account, your precious metals account, and your approved storage options.

  • Simple Application—In ten minutes, your online application can be completed and submitted.
  • Fast Approval—In two business days or less, the approval process will be complete, and you’ll receive notification of your account status via email (in rare cases, or in the case of a SEP or SIMPLE IRA, we may require additional information from you, in which case we’ll contact you right away).
  • Straightforward Funding—Once your IRA account is approved, we’ll send you clear and simple funding instructions.
  • Easy Investing—As soon as your account is funded, you will begin to enjoy the Hard Assets Alliance advantage: competitive pricing, no minimum purchase requirements, a liquid market for your metal sales, secure non-bank storage in the US and Switzerland, and delivery at your request. With offshore storage available for your IRA, it’s even easier to start diversifying your savings.

No longer do you have to source and deal with a dealer, a custodian and a storage facility, fill out multiple forms, and wait weeks in order to open, fund, and purchase metals for your IRA.

You get all of the security of owning personally allocated precious metals coupled with the tax advantages of an IRA, but with the ease and convenience of investing in stocks, ETFs, or making a simple online purchase.


The Hard Assets Alliance Precious Metals IRA...
A Video Introduction

toll free: 877-727-7387
email: support@hardassetsalliance.com


From Tedious to Virtually Effortless

That’s the best way to describe how the Hard Assets Alliance has transformed the process of establishing, funding, and investing in your precious metals IRA.

Simple Setup

By bringing the entire setup process under one roof, we’ve provided the quickest IRA application process available. With the custodian and storage options integrated into our online purchasing platform, all you have to do is fill out one simple application. We’ll let you know as soon as your account is up and ready for you to begin funding! Most accounts are approved within two days.

Simple Fees

By simplifying the process, we’ve trimmed the costs as well. You’ll pay a one-time fee of $25 to set up your account. After that, administrative fees are an incredibly low $100 a year—all to cover the cost of the Custodian.

Simple Management

After setting up your Hard Assets Alliance IRA account with one simple online application, the steps to fund and invest have been streamlined into an incredibly quick and seamless process. And you can trade to your heart’s content without ever needing to report transactions.

It really is this simple:

Hard Assets Alliance IRA

  1. Fund your account through one of three means:
    1. Direct contribution
    2. Rollover from 401k, 403b, or other similar retirement account
    3. Transfer from another IRA
  2. Upon receipt of your funds, The Entrust Group electronically transfers your funds to your HAA IRA account
  3. Buy and sell precious metals within your IRA with a mouse-click
Estimated time frame to the date your account is funded:
2 days.

Other Precious Metals IRAs

  1. Your funds are received by the custodian through:
    1. Direct contribution
    2. Rollover from 401k, 403b, or other similar retirement account
    3. Transfer from another IRA
  2. Source a separate dealer to buy from and place your order
  3. Source a separate storage facility to hold the metals in your IRA
  4. Dealer contacts the custodian to verify your funds are available
  5. The custodian contacts you to verify your order. Dealer places an order on your behalf and notifies the custodian
  6. Custodian calls the dealer and authorizes the order
  7. Dealer ships your order to the storage facility
  8. Storage facility verifies receipt
  9. Custodian releases funds to the dealer
  10. Metals are attributed to your IRA account
Estimated time frame to the date your account is funded:
4 to 6 weeks.

Hold Your IRA Gold Offshore

Hold your IRA gold offshore

Is it possible to have your IRA hold gold offshore? The short answer to that question is “Yes,” though the traditional method to do so requires the caveat, “Not without a good deal of time, paperwork, and hassle.”

With the Hard Assets Alliance, that all changes. Using the same simplified process for establishing an IRA with domestic storage, the Hard Assets Alliance can also provide international storage for gold held in your IRA.

We now offer storage in Zurich for 1-oz American Gold Eagles held in your IRA—with no minimum purchase requirement.

How have we been able to simplify the complications of offshore IRA gold storage?

Why just American Gold Eagles?

The answer to both questions is American Gold Eagles are legal tender. This means they can be held offshore in a Hard Assets Alliance IRA without any of the hassles that traditionally accompany offshore storage for your IRA gold.

For the same reason diversification in the types of investments you hold for retirement is important, so is diversifying where those investments are held; Zurich has been a destination of choice for decades. Now you can have your IRA hold your gold offshore with the very same ease as a domestic IRA through the Hard Assets Alliance.

With the Hard Assets Alliance, diversifying your savings into precious metals is easy! Let us help you secure your retirement with a precious metals IRA.

If you have any questions, please give us a call at 877-727-7387. We’ll be happy to walk you through the details and discuss your precious metals IRA options.

toll free: 877-727-7387
email: support@hardassetsalliance.com


Transfers and Rollovers

Can an Existing IRA or 401k be Transferred or Rolled Over to a Precious Metals IRA?

Absolutely! If you have an existing IRA or 401k/403b, these retirement plans can be converted into a precious metals IRA. A transfer or rollover are the two simplest ways to diversify a portion of your retirement dollars into precious metals without any tax penalties.


Transfer or Rollover: What’s the Difference?

Transfer

A transfer is the method used to move your retirement funds from your existing IRA to a new IRA. In a direct transfer, the distribution check is not sent you. Your assets are transferred from your old custodian directly to the custodian of your new precious metals IRA. You can choose to transfer your existing plan at any time, tax-free.

Rollover

A rollover is used to move your retirement funds between two qualified retirement plans, such as from your current 401k to a precious metals IRA. With a rollover, the distribution from your existing retirement plan is paid directly to you. This distribution is tax-free as long as you re-deposit your funds into your new precious metals IRA within 60 days. It is important to note that if the 60-day period is exceeded, you will be liable for taxes and penalties on the funds withdrawn. You may rollover funds from an existing IRA tax-free once per year.


Converting your existing 401k or 403b to a Precious Metals IRA

Moving money from your existing 401k or 403b to a precious metals IRA is done via a rollover. Whether you can roll over your 401k or 403b depends on the terms of your existing plan. Some plans allow rollovers, some come with rollover penalties, and others do not allow a fund rollover until you leave employment. Check with your plan administrator for all of the details on the terms and conditions of your 401k or 403b plan.

The Hard Assets Alliance is here to help! We make the transfer or rollover of your existing retirement plan into a precious metals IRA fast, simple, and secure. And because there is no minimum order to purchase metals to hold in your Hard Assets Alliance IRA, diversifying your retirement savings into physical precious metals is easier than ever.

To get answers to any and all of your questions, just give us a call at 877-727-7387. We’ll be happy to walk you through the details and discuss your precious metals IRA options.

toll free: 877-727-7387
email: support@hardassetsalliance.com


IRA Products

What Metals Qualify for a Precious Metals IRA?

The Hard Assets Alliance makes this easy. Our system only displays metals that are approved for ownership by an IRA. This eliminates any chance that you will inadvertently purchase bars or coins inappropriate for ownership in an IRA.

  Gold Silver Platinum Palladium
Bars
1-kg (32.148-oz) Bar      
1,000-oz Bar      
400-oz Bar      
100-oz Bar    
10-oz Bar      
1-oz Bar  
1-oz Coins
American Eagle    
American Buffalo      
Australian Kangaroo      
Austrian Philharmonic    
Canadian Maple Leaf  
.50-oz Coins
American Eagle      
Canadian Maple Leaf      
.25-oz Coins
American Eagle      
Canadian Maple Leaf      

For more information about approved IRA products, just give us a call at 877-727-7387. We’ll be happy to walk you through the details and discuss your precious metals IRA options.

toll free: 877-727-7387
email: support@hardassetsalliance.com


Questions and Answers

The Hard Assets Alliance IRA: Your Questions Answered

Open your IRA with the Hard Assets Alliance

At the Hard Assets Alliance, we offer what we believe is the only precious metals IRA program which integrates the IRA custodial, metals-storage provider, and metals-purchasing agent under one simple platform.

Q. How does it work?

A. By completing an account application and selecting “IRA,” you will be simultaneously establishing an account with the custodian and a SmartMetals® purchasing and storage account.


Q. Will my metals be administered by a custodian, as required by IRA regulations?

A. Yes. The Entrust Group, a well-known IRA administrator, will provide the required administration and hold your funds in trust for you. Metals will be stored at approved Hard Assets Alliance vaults in New York City, Salt Lake City, and Zurich.


Q. What types of IRA accounts are available?

A. We offer Traditional, Roth, SEP, and SIMPLE IRAs for your convenience.


Q. What happens after I complete my application?

A. In most cases, applications are approved within one business day of completion. In some instances, we may require additional information. In that case, one of The Entrust Group’s customer service representatives will contact you. Please note that SEP and SIMPLE IRA applications will always require additional information to be provided.

Once your application has been approved, you will receive an email with funding instructions from your SmartMetals account.

Once your account has been funded, you may begin purchasing approved precious metals and storing them at our vaults in New York City, Salt Lake City, or Zurich.


Q. May I store my metals outside of the United States?

A. Yes. We offer storage in Zurich for American Gold Eagles held in an IRA. Because American Gold Eagles are legal tender, they can be held offshore in an IRA through the Hard Assets Alliance.


Q. Can I have more than one IRA?

A. Yes, you can have as many IRAs as you choose. However, your total annual contribution limit remains the same regardless of how many plans you have.


Q. What is the minimum investment?

A. There is no minimum amount required to establish your Hard Assets Alliance IRA, so you may add funds over time until you have accumulated enough to purchase your choice of our IRA-approved precious metals products.

There is also no minimum purchase requirements. That means you’re free to choose the quantity of precious metals that best suits your needs—and your budget.


Q. Can I move funds from an existing IRA into my new Hard Assets Alliance IRA?

A. Yes! The Entrust Group will assist you with this process. Both a transfer and a rollover typically take one to two weeks to complete, as funds need to be transferred from your existing IRA custodian to Entrust.

To learn more about IRA transfers, rollovers, and converting your existing 401k or 403b to a Hard Assets Alliance IRA, click here.


Q. Can I open a new IRA with a contribution?

A. Yes, you can open a new IRA with a contribution. Your annual contribution limit remains the same.


Q. I understand there are specific types of metals approved for ownership through an IRA. How do I ensure I purchase approved metals in my IRA?

A. Our system only displays metals approved for ownership by an IRA, eliminating any chance that you will inadvertently purchase bars or coins inappropriate for ownership in an IRA.


Q. Can I take delivery of metals held by my IRA?

A. Yes, you may take delivery at any time. Delivery is considered a distribution and may trigger tax consequences. You should consult with your tax advisor prior to requesting a delivery.


Q. What are the fees associated with an IRA account?

A. Entrust charges a one-time $25 account-opening fee and a $100 per-year account-maintenance fee. All metals prices and storage fees are the same as our standard competitive prices offered by the Alliance.


Q. I already have an account with the Hard Assets Alliance. May I use my existing username and password when opening an IRA account?

A. Yes. When opening your IRA account, indicate that you already have an account with Hard Assets Alliance. You’ll be required to enter your existing username and password. Upon approval of your IRA application, you will be able to sign in to either account using one username and password.


Q. I have a Hard Assets Alliance account. May I transfer funds from my existing account to my Hard Assets Alliance IRA?

A. Due to restrictions on qualified assets, a direct transfer of funds between your Hard Assets Alliance non-IRA and IRA accounts is not possible. IRA regulations require that your funds and metals be held for you by the custodian. To remain in compliance, all funding must go directly through Entrust.

An IRA contribution can be made by withdrawing funds from your existing Hard Assets Alliance account and depositing them with Entrust, the custodian of your IRA account. Entrust notifies the Alliance when your deposit is received, and funds are available for trading the following day.


Q. I have additional questions. Whom may I contact?

A. Call 877-727-7387 to speak to a Hard Assets Alliance representative or send your questions to support@hardassetsalliance.com.

 

toll free: 877-727-7387
email: support@hardassetsalliance.com


Get Started

How to Get Started

Open your Hard Assets Alliance IRA today with one simple online application.

By bringing the custodian, dealer, and storage facility together under one roof, we’ve simplified the process so your experience will be seamless. Enjoy the security of precious metals with the technology and ease that simply makes sense—all just a few mouse-clicks away.

But as always, we’re here to walk you through any question you may have. Call us at 1-877-727-7387 (877-7-ASSETS) Monday through Friday between the hours of 7:00 a.m. and 4:00 p.m. Arizona Time Zone. International callers can reach us at 1-602-626-3022.





Fast, simple, and secure. A precious metals specialist will review your application and contact you via email within 48 hours when your account is approved.


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